Automotive Financing Center in Knoxville

Welcome to the Rusty Wallace Nissan Finance Center

Our shopper’s paradise of new and used vehicles guarantees the perfect car is within reach at Rusty Wallace Nissan. But what happens next? We promise a hassle-free purchase experience that fuels your excitement and instills confidence in your purchase today and every day forward.

At Rusty Wallace Nissan, you can expect financing on your terms. We work with all types of credit, treating every customer to an exceptional experience that ensures their purchase aligns with their unique financial needs. Our goal is to set you up for success in the driver’s seat, and fulfilling that mission starts today.

Financing Made Easy

Buying a vehicle shouldn’t be stressful or overwhelming. However, it often is because dealerships don’t operate with transparency or integrity. Instead, they use high-pressure tactics and gimmicks that lead to sticker shock and buyer’s remorse; suddenly, the car you love on the lot is beyond your budget and legions above the fair price you thought you negotiated with the salesperson.

We promise something entirely different and unique. Knowledge is power, especially when making as significant an investment as a vehicle. We’re here to arm you with knowledge, from highlighting your purchase options to understanding your credit score and the many other financial services available to you when you trust Rusty Wallace Nissan with your next purchase.

Lease or Loan: Your Purchase Options

You have three options to purchase a vehicle—cash, lease, or loan. Leasing and loaning are the most popular because they do not require you to spend a large sum of money at once. Instead, your savings remain intact, and you can drive home in a vehicle you love.

Our lease program is appealing to drivers who want lower monthly payments without the overhead of vehicle ownership. Leasing is essentially a long-term rental, with most lease terms running between 24 and 36 months; during this period, you’re responsible for staying within the mileage limits and keeping the vehicle in its like-new condition. Then, after the lease, you have several options: you can purchase the car, finance a different model, or sign a new lease and drive a brand-new model with the latest features.

Drivers ready to invest in their future on the road typically do so by getting a loan, which requires borrowing money from a lender. Our loan process is straightforward and customizable, with our finance team working with various lenders to help you secure a competitive interest rate. Moreover, our transparency throughout the process eliminates any potential for buyer’s remorse or sticker shock because you know every detail of the purchase.

Understanding Your Credit Score

As you start shopping for a vehicle, you’ll discover that your credit score plays a prominent role in the purchase process. Your credit score reflects your creditworthiness and is a measuring tool lenders use to determine the associated risk. A higher credit score is rewarded with a lower interest rate because the risk of default is lower, whereas the opposite is true for a low credit score.

Whatever your credit score, know that Rusty Wallace Nissan will work with you. Our relationships with various lenders enable us to work with all types of credit, helping you rebuild or establish your creditworthiness with an auto loan. Moreover, we believe your credit score doesn’t define who you are, nor should it set the tone for your experience; at Rusty Wallace Nissan, everyone is treated to the same exemplary service.

Start the Process Today

What will you drive home? Whether you’re looking for a new or used Nissan or another make and model, make Rusty Wallace Nissan your first and only stop. Our selection is extensive and competitively priced, and our approach to the finance process is like nothing you’ve ever experienced.

You deserve to enjoy your car-buying experience, and we promise to fuel that excitement. You can start the process today and take advantage of our online credit application and quick approval process. You’ll also find we offer many additional financial services, like our extended warranty programs that provide long-term peace of mind every mile down the road.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.